Welcome to HSA Trustee Services
Offering Health Savings Accounts since 2004

Whether you are an individual, employer or health agent, we urge you to spend a few minutes exploring our site.  Here you will find a wealth of accurate information on Health Savings Accounts.  HSA Trustee Services offers two bank programs to better serve our customers:  American Chartered Bank and Benchmark Bank of Texas.  Both offer checking options, no monthly or annual fees, free debit card transactions and online banking. Click on the links below to review these two programs. 

Please contact us with your questions by EMAIL or call our toll-free number 866-HSA-2010. 

A personalized free HSA website will be provided to employer groups (over 20) using our HSA program, providing a one stop HSA link for their employees. The sites will offer HSA forms and educational tools.

American Chartered HSA program. Online enrollment is available and mutual fund investment options.

Benchmark Bank HSA program.  Although they have a one time set up fee of $20, you receive a free book of checks and their interest rates are a little higher than those offered by other banks.

1. HSA Tip: You need to open your HSA as soon as possible after purchasing a High Deductible Health Plan, as you can only reimburse yourself for qualified medical expenses incurred after you have set up your HSA, not as of the date you purchased your HDHP.  In other words, you may not reimburse yourself for bills incurred before you set up the HSA.

2. HSA Tip: No two people are going to use their HSA the same. Some people use it like a "forced savings account" meaning they pay for everything out of pocket and save their receipts, as you can always reimburse yourself anytime in the future for qualified expenses. Others use it every chance they get. How you will use the account should be considered when deciding which HSA is best for you.

3. HSA Tip: You have until April 15, 2010 to open and fund an HSA for 2009.

 

  American Chartered Bank

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* A $2.00 HSA Investment Account fee is applied to the
American Chartered Bank HSA Checking Account monthly.
This fee increases to $3.50 in any month during which the
average daily American Chartered Bank
HSA Checking Account balance falls below $1,000.00.

Benchmark Bank

  • Set up $20
  • No Monthly or Annual Fees
  • Free Checks
  • Pays Interest
  • FDIC Insured

Get Started Now
Health Savings Accounts for individuals and groups are our only business.  No matter which qualified insurance plan you have, your Health Savings Account will remain independent, secure and FDIC insured, saving you money that you can use for real health care expenses.

Here's what sets HSA Trustee Services apart from the other Health Savings Account providers.

 
  • Our HSAs features free debit card for account holder and additional signer (if applicable)
  • Your deposits are FDIC Insured
  • HSA Trustee Services was the first HSA provider to offer a free Discount Prescription Drug Card that will save you 12 to 45% on your prescription drug costs.
  • Section 125 HSA-We were first again in developing a Section 125 with an Health Savings Account module.  This allows employees to fund their Health Savings Account pre-tax through a Section 125 plan, saving the employer FICA and FUTA taxes. We also have the new "Limited Purpose Health FSA Section 125's".
HSA Trustee Services offers the most accurate and up-to-date information.
Customer service is our number one priority. Please give us a call with any questions you may have or you can check out our Health Savings Account FAQ.
866-HSA-2010 or 262-248-9820  or email hsainfo@hsatrusteeservices.com

At HSA Trustee Services, we believe your Health Savings Account should have an independent trustee and not be tied to your insurance.  This will eliminate headaches if you switch insurance providers or employers. We have no conflict of interest because we do not sell insurance. 
Try our NEW StreetWise HSA Educational Tool Basic Enter HSA TS to get started.
Streetwise HSA - Employee Healthcare Education

"Our company was looking for a Section 125 plan when we found your website. Not only did you have what we needed, but your saving our 80 employees the $5 a month the insurance company HSA provider was going to charge us". Thank you, Steve AZ

 

Many thanks for your answer and follow-up. All info/help desks should be as efficient and quick as yours. I'll be using your company to open my HSA. Bill, LA

 

We are interested in rolling over our current accounts to your organization.  What are the steps needed to accomplish this?  The accounts were established with XXXXX in September of this year and We would like to transfer them to you to save the $5 monthly service fee. Tom, AZ

hsa Trustee Services is an nationwide leader in the set-up of Health Savings Accounts. IRS rules state that a Health Savings Account must have a trustee or custodian. Our bank will act as trustee. hsa Trustee Services does not sell insurance or give investment advice. All personal information, including your email address, given to hsa Trustee Services is confidential.

 
Keeping the Savings in your Health Savings Account

hsa Trustee Services
W2888 Krueger Ste A
P.O. Box 1088
Lake Geneva, WI 53147
1-866-HSA-2010
Email: hsainfo@hsaTrusteeServices.com

Copyright 2004-2010 by hsa Trustee Services

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