HSA Trustee Services has been providing HSAs since day 1 of the program in 2004.
Sarting in 2026 people that have ACA health plans (Obamacare) are now elgible to open a HSA in 2026.
As health care costs continue to reach record highs, a Health Savings Account enables you to save for current and future medical expenses not covered by your present healthcare plan.
A Health Savings Account can provide the best means for saving on your health and medical costs and building for your future retirement. Setting up a Health Savings Account using tax-free dollars will be the best investment you can make for yourself and your family. Unlike more traditional health care accounts, the funds in an HSA belong to the individual, not the employer or the health insurance company, and travel with the individual as they switch jobs, employers and health insurance companies.
- Competitive rates as of 01/05/2026 1.59% APY 1.60%
- No monthly or annual fee
- Tax-free interest earnings*
- Tax-deductible contributions*
- Online Banking and Bill Pay
- Online Statements
- VISA Check Card
To use these features you must be registered for Online Banking.
HSA Trustee Services is an nationwide leader in the set-up of Health Savings Accounts. IRS rules state that a Health Savings Account must have a trustee or custodian. Our bank Henderson State Bank will act as trustee. HSA Trustee Services does not sell insurance or give investment advice. All personal information, including your email address, given to HSA Trustee Services is confidential.
Starting in 2026 all ACA Bronze and Catastrophic plans purchased through the Marketplace, Healthcare dot gov or state exchanges are now automatically considered HSA-compatible.
IRS Notice 2026-5
